TRACExAITRACExAI
// v1 · Autonomous Home OS

GitHub for Residential Real Estate.

Every home is a repository. Every permit, invoice, and repair is a commit. TRACExAI is the version control layer for the asset you already own.

// and — Plaid for Residential Real Estate: the connective layer between homeowners, vendors, cities, insurers & lenders.
home · initialized→ verified · 04 records synced
trace-ai/28315-northwestern-hwy● Verified Asset
★ Watching · 14⑂ Owners · 02live
Property

Farmington Hills Home

28315 Northwestern Hwy · MI
HHhartman-hvacverified · 2h ago
#8f2a1c
furnace service · 12yr warranty+842.00
Permits
on file
14
Vendors
verified
07
Equity
tracked
$612k
// the legacy stack

Homeownership today runs on untracked changes.

I
— deprecated

Untracked changes.

Receipts and screenshots pile up like uncommitted files — no history, no diff, no way to reconstruct what happened.

II
— deprecated

No source of truth.

Municipal portals are disconnected forks of your home's history that never merge back into main.

III
— deprecated

Deploys with no rollback.

DIY weekend repairs ship straight to prod. No branch, no review, no way to revert when something breaks.

// protocols

Three primitives, one version-controlled home.

01

Handshake Protocol

Pull requests for your home.

A single photo of a vendor invoice becomes a signed commit. Review, merge, and verify — powered by Vision AI, with zero friction on the vendor side.

Pull request #142
Open
hartman-hvac wants to merge 1 commit into main
invoice-8f2a.pdf+842
warranty.json+12yr
All verifications passed · Vision AI signed
02

CivicNode Protocol

CI for your municipality.

Every permit, inspection, and lien runs as a job against your home's repository. Autonomous integration with local government — passing builds you can prove.

CivicNode / oakland-county
passing
permit/roof
passed
permit/electrical
passed
permit/plumbing
running
title/lien-check
passed
Run #218 · 04/21/26re-run all jobs
03

TRACE Autopilot AI

Dependabot for the physical house.

Proactive alerts for the systems you depend on. Point your camera at a problem — TRACE diagnoses, locates shut-offs, and opens the pull request to fix it.

Autopilot / alerts
severity: high
water-heater@12.0.4 → end-of-life detected

Corrosion on inlet flange · failure in 14–30 days

Suggested upgrade: water-heater@14.1.0 — repair window opens Tue.

// the connective layer

Plaid did this for your bank. We do it for your home.

Plaid made it safe and instant for any app to read verified financial data. Residential real estate has no such layer — permits live in county portals, warranties in vendor inboxes, insurance in a broker’s CRM, title in a filing cabinet.

TRACExAI is the verified data & consent layer that finally connects them — the connective tissue for the industry’s most valuable asset.

Instant verification
Home profiles in seconds, not weeks.
Consent-based
You approve exactly who sees what.
Underwriting on data
Price on the actual state of the home.
Frictionless closing
One live source of truth for title.
trace-home
Vendors
Insurers
Cities
Lenders
Buyers
Appraisers
// industry
Buying a home

Skip 45 days of chasing PDFs. Diligence runs against a live repo, not a stale disclosure.

// industry
Insuring a home

Underwrite the actual roof, panel, and plumbing — not a checkbox on a form.

// industry
Lending on a home

Equity, condition, and permits verified at origination, monitored for life.

// industry
Servicing a home

Vendors quote from ground truth. No more three-visit estimates.

// mental model

One repo per home. One link per stakeholder.

sourceGitHub · PlaidTRACExAI
githubRepositoryYour home
githubCommitPermit · invoice · repair
githubPull requestVendor handshake
githubCI / ActionsCivicNode verifications
githubDependabot alertAutopilot end-of-life warning
githubForkOwnership transfer at sale
plaidPlaid LinkHome Link — connect vendors, cities, insurers
plaidBank accountHome account (verified asset profile)
plaidTransaction feedPermit · repair · warranty feed
plaidConsent scopePer-party data grants (lender, buyer, insurer)
plaidInstant income verifyInstant home-condition verify